Posted on February 27, 2010.
Is your health suffering because of your debt? In the current economic climate, it is easy to read newspapers or watch bulletins warning us about the economic crises and let ourselves be overwhelmed by feelings of hopelessness. This is particularly the case when one suffers from poor management of personal debt, and if we let these feelings completely overpower us our physical and mental health may suffer as a result.
When we are stressed, it is because of a series of releases hormones - the body's response to unwanted feelings, a timeless chemical reaction to a dangerous situation. The symptoms of these releases include increased heart rate, respiration and blood pressure. We are also more inclined to reach for comfort foods like chocolate, which makes us feel better especially in the short term, because it frees phenyl ethylamine and serotonin in the system.
These chemicals are responsible for making us feel happy and energetic - temporarily relieve our stress - but in the long term, the effect will gain weight. If we turn to these "corrective measures" constantly, weight gain will continue, leaving us with an increased risk of diseases like heart disease, stroke, diabetes, gout and even cancer.
Other common strategies for coping with stress are smoking, heavy drinking or even the use of recreational drugs. The effects of all these "anti-stress methods are well documented in a number of high profile players commercialization of government. The estimated cost to the NHS of only three primas caused more than 5 billion pounds, while it is estimated that diabetes alone costs the NHS £ 1 million per hour.
Perhaps the most relevant, a common approach to stress is the money. It feels good to treat us and relieve the darkness around us, but once again he is only a moratorium in our feelings of discouragement and, later, when we consider that our overall debt do us feel bad . It becomes a vicious cycle - we feel the need to feel better, remember that our last instance of this came to eat comfort or convenience of purchase and again head down the same route, compounding the situation and make us feel more and more like the vice grip of stress on us.
Exit the circle
Like most health problems self-induced, there is recourse of development that can be taken, particularly when considering your stress because of problems of debt management.
- Confront your debts - It is too easy to ignore or deny the debt against you. Make sure you read all your bills and keep an eye on your monthly expenses. It is also advisable to keep a written record of each month exactly what you have incoming and outgoing, said with all payment deadlines.
- Actively plan your repayments - Once you have met your debt, you can come to accept repayment. work and do not be afraid, even if it still seems insurmountable.
- Ask - As the saying goes, "a problem shared is a problem halved". Whether your friends, your spouse or adviser of a company debt management, sharing your problem is literally a weight off your mind.
- Take Action - Keep making payments. If you have contacted a management company debt, they will organize into an agreement with your creditors that you can afford. If you have arranged the deal with your creditors make sure you continue to make these payments, otherwise your stress level will rise again.
Once you have before your debts and take action against you feel in control of the situation once more. Your stress level will decrease and you will start enjoying your life as you need to eat less of comfort, drinking, smoking or shopping. Always remember how you worked hard to give your.